Enable End-to-End Digital Rupee Experiences
Central Bank Digital Currency is redefining how money moves. Digiledge’s end-to-end CBDC stack enables banks to launch secure, scalable retail and merchant digital currency solutions with minimal integration effort.
Built on a secure, compliant architecture, it integrates easily with your core systems while giving you full control over the customer experience.
CBDC Platform Capabilities
Built to help banks move from pilot to scale with secure infrastructure, programmable controls, and ecosystem interoperability.
End-to-End CBDC Infrastructure
Complete RTSP (Retail Token Service Provider) integration with token issuance, distribution, validation, redemption, and lifecycle management across retail and merchant use cases.
Programmable CBDC (P-CBDC)
Enable purpose-bound payments with rules based on merchant category, commodities, location, transaction limits, or expiry to support government, corporate, and targeted disbursement programs.
Interoperable Payment Experience
Power real-time P2P and P2M payments with seamless integration across UPI and Bharat QR.
Retail and Merchant Apps
Launch secure wallet experiences with onboarding, load and redeem, scan and pay, transaction tracking, dispute management, and advanced controls.
Secure and Compliant Architecture
Built with enterprise-grade security with ISO 27001:2022 certified information security and risk management.
API-First, Integration Ready
Integration-ready infrastructure built for scale and aligned with NPCI standards for interoperable digital payments.
CBDC Infrastructure Built for Real World Scale
Move beyond pilots with enterprise-grade digital currency infrastructure designed for performance, security, and ecosystem readiness.
RBI Aligned CBDC Framework
Designed to support regulatory requirements and evolving digital currency guidelines.
Programmable Digital Money Engine
Enable targeted subsidies, corporate benefits, and controlled disbursements with real-time traceability.
Enterprise Scale Transaction Infrastructure
Designed to support large-scale digital currency adoption with high throughput, stability, and operational resilience.
Faster Go Live
Accelerate deployment with pre-integrated modules, SDKs, and API driven architecture.
Frequently Asked Questions
Everything you need to know about Digiledge CBDC
Digiledge is built as an RBI CBDC compliant platform, operating within the regulatory boundaries set for the retail digital rupee (e₹-R) pilot and beyond. As an e-rupee payment solution, it handles interoperability requirements, transaction reporting, and wallet limit guidelines - so banks can focus on merchant adoption rather than regulatory plumbing.
Digiledge enables banks to onboard merchants for digital rupee merchant payments through existing app-based journeys - no separate onboarding workflow needed. Once activated, merchants accept e-rupee across QR, soundbox, and POS channels. The digital rupee API integration layer ensures transaction data flows seamlessly between the merchant, the bank, and RBI's CBDC settlement infrastructure.
Yes. Digiledge is built around CBDC and UPI interoperability, so merchants and consumers don't need a separate payments stack for digital rupee transactions. It works alongside existing UPI infrastructure, letting banks offer e-rupee as an additional payment mode rather than a replacement - reducing friction for both merchants and end customers.
Traditional settlement involves multiple intermediaries, adding time and cost. Digiledge uses a blockchain payment solution to enable near-instant CBDC settlement - transactions settle directly on the digital currency ledger, bypassing conventional interbank clearing. For banks, this means lower reconciliation overhead, reduced float costs, and faster access to funds for merchants.
Digiledge combines fintech infrastructure expertise with a purpose-built stack that helps banks go live quickly. As a CBDC platform provider in India, its API-first, blockchain-powered architecture cuts time-to-market significantly. It supports digital rupee API integration with existing core banking systems and is built to evolve as RBI's CBDC program expands - a future-ready choice for early movers