Transform Netbanking into a Scalable Payment Channel
- As digital payments evolve, banks are expected to offer seamless, interoperable net and mobile banking experiences across merchants and payment platforms.
- Digiledge Banking Connect enables this through a switch layer built on top of the NBBL switch.
- A dedicated Digiledge deployment layer on top accelerates integration, simplifies interoperability, and the platform replaces multiple one-to-one integrations with a single connection.
Banking Connect Capabilities
Built to help banks meet regulatory requirements faster while scaling interoperable payment experiences with control, efficiency, and speed.
Single Integration to the Ecosystem
Connect once to access all participating banks and payment aggregators through the NBBL switch, eliminating redundant integrations.
Faster Deployment with the Digiledge Switch Layer
Our interoperability layer sits above NBBL, enabling rapid rollout without core system changes. Move from integration to go-live in weeks, not months.
Unified Payment Journeys Across Channels
Enable mobile app intent flows, dynamic QR for web and multi-device scenarios, and seamless netbanking experiences across bank and non-bank platforms.
Automated Merchant Activation and Settlement
Simplify merchant onboarding through APIs or bulk uploads, with centralised batch settlement and reconciliation to reduce operational overhead.
Banking Connect Infrastructure That’s Built for Banks
Power interoperable net and mobile banking with secure, regulator-aligned infrastructure built for scale, speed, and operational control.
RBI Mandated Interoperability
Compliant with Bharat Connect guidelines to support ecosystem-wide interoperability across banks and payment entities.
Switch-Layer Acceleration by Digiledge
Deploy faster with Digiledge’s switch layer over NBBL, reducing integration effort and complexity.
Powered by the NBBL Switch
Authorised infrastructure for secure transaction routing, standardised settlement, and dispute management.
Standardised Settlement and Dispute Framework
Operate with unified routing, centralised reconciliation, and predictable dispute workflows across participants.
Frequently Asked Questions
Everything you need to know about Digiledge Banking Connect
Banking Connect is an RBI-mandated interoperability framework under Bharat Connect that enables banks to connect with payment aggregators and merchants through a standardised switch. It replaces multiple payment aggregator integrations with a single, NBBL-certified connection - reducing compliance overhead and integration complexity.
As an NBBL-certified Banking Connect TSP, Digiledge provides the switch layer that sits above the NBBL switch, enabling financial institutions and banks to integrate once and access all participating aggregators and merchants. This accelerates go-live and eliminates the need to manage separate integrations for each payment aggregator.
Digiledge's deployment layer sits above the NBBL switch and handles routing, settlement, and reconciliation centrally. Banks connect once through this layer rather than building individual integrations for each aggregator - significantly reducing technical effort, maintenance cost, and Banking Connect compliance risk.
Digiledge's pre-built switch layer and API-driven architecture enable financial institutions and banks to deploy Banking Connect integration in weeks rather than months. The integration process requires no changes to core banking systems, eliminating what is often the most time-consuming and complex phase of a payment integration project.
Financial institutions and Banks that complete Banking Connect certification can earn acquiring fees from merchant transactions routed through their platform, while also reducing the operational cost of managing multiple payment aggregator integrations.